Nealey Posted September 22, 2011 Share Posted September 22, 2011 The wife's just texted me and said that her car insurance(with me and her Mum as named drivers) has gone up by Link to comment
Dynamo Posted September 22, 2011 Share Posted September 22, 2011 The wife's just texted me and said that her car insurance(with me and her Mum as named drivers) has gone up by Link to comment
The Boofon Posted September 22, 2011 Share Posted September 22, 2011 The wife's just texted me and said that her car insurance(with me and her Mum as named drivers) has gone up by Link to comment
Nealey Posted September 22, 2011 Author Share Posted September 22, 2011 comparethemarket.com Think she tried that to begin with when renewing(prior to us getting married) and ended up going with the current lot as they were the cheapest. Away to phone them after work and question it though as apparently the woman on the phone basically said "computer says it's Link to comment
Nealey Posted September 22, 2011 Author Share Posted September 22, 2011 comparethemarket.com Double post Link to comment
Nealey Posted September 22, 2011 Author Share Posted September 22, 2011 If it's a renewal a price hike is normal as prices have increased by about 25% across the board due to women drivers being classified the same as men where in previous years they were getting cheaper insurance. Women like men. If it's simply went up because she's changed her name half way through a policy then you're getting fleeced and there is no justification for the increase. Which one is it? The latter. She's changing her name on everything, phoned up thinking it'd be straightforward and was told it'd be Link to comment
K-9 Posted September 22, 2011 Share Posted September 22, 2011 Think she tried that to begin with when renewing(prior to us getting married) and ended up going with the current lot as they were the cheapest. Away to phone them after work and question it though as apparently the woman on the phone basically said "computer says it's Link to comment
The Boofon Posted September 22, 2011 Share Posted September 22, 2011 The latter. She's changing her name on everything, phoned up thinking it'd be straightforward and was told it'd be Link to comment
Nealey Posted September 22, 2011 Author Share Posted September 22, 2011 Aye - get cheap deal through comparethemarket first time around then when comes to renewal (normally automatic renewal) they bump up the price to make up for cheap deal the year before!! I don't think she'd mind too much if they were saying come the time for renewal that it was more expensive, that'd be justified seeing as she got a cheap deal originally, but for it to bump up purely because of a change in marital status? Link to comment
The Boofon Posted September 22, 2011 Share Posted September 22, 2011 I don't think she'd mind too much if they were saying come the time for renewal that it was more expensive, that'd be justified seeing as she got a cheap deal originally, but for it to bump up purely because of a change in marital status? It might have went up a little because she's married depending on how they classify drivers. Is a married person more likely to have an accident. It won't be 100 quid worth of risk though. If they won't back down then don't change the policy and get the wife to keep her maiden name. In Scotland you can call yourself anything you want legally without charge as long as it's not for defrauding banking institutes. If she had a crash the insurance would still pay out. :thumbs: Princess Consuela Banana Hammock More linkage I know this to be true as my wife kept her maiden name as she's a teacher and kept the title Miss ****** (although she changed the Miss to Mrs) but on her banking details and passport and so on she's Mrs Boofon. She pranged last year and wrote the car off. Insurance had her as her maiden name and not as Mrs Boofon. Driving licence was Mrs Boofon. Same woman and it's the driving licence number insurance companies use. If they insist on the increase in premium just hang up and don't contact them again. Link to comment
Nealey Posted September 22, 2011 Author Share Posted September 22, 2011 It might have went up a little because she's married depending on how they classify drivers. Is a married person more likely to have an accident. It won't be 100 quid worth of risk though. If they won't back down then don't change the policy and get the wife to keep her maiden name. In Scotland you can call yourself anything you want legally without charge as long as it's not for defrauding banking institutes. If she had a crash the insurance would still pay out. :thumbs: Princess Consuela Banana Hammock I know this to be true as my wife kept her maiden name as she's a teacher and kept the title Miss ****** (although she changed the Miss to Mrs) but on her banking details and passport and so on she's Mrs Boofon. She pranged last year and wrote the car off. Insurance had her as her maiden name and not as Mrs Boofon. Driving licence was Mrs Boofon. Same woman and it's the driving licence number insurance companies use. If they insist on the increase in premium just hang up and don't contact them again. Not 100% sure if she's went through with changing it, she just said how much the increase was. I'll give them a phone after work and query it. Cheers for the advice regardless :thumbs: Link to comment
The Boofon Posted September 22, 2011 Share Posted September 22, 2011 Not 100% sure if she's went through with changing it, she just said how much the increase was. I'll give them a phone after work and query it. Cheers for the advice regardless :thumbs: If she hasn't done it then there is absolutely no need to. Get them to fuck. Which company is it out of interest? I feel an email coming on on your behalf and a letter to the insurance ombudsman. Complaints department Link to comment
Nealey Posted September 22, 2011 Author Share Posted September 22, 2011 If she hasn't done it then there is absolutely no need to. Get them to fuck. Which company is it out of interest? I feel an email coming on on your behalf and a letter to the insurance ombudsman. Complaints department It's Yes Insurance, never heard of them until she told me the name but I guess that's what you get on these price comparison sites. There'll be an irate phone call on my/her behalf to accompany your email! Link to comment
The Boofon Posted September 22, 2011 Share Posted September 22, 2011 It's Yes Insurance, never heard of them until she told me the name but I guess that's what you get on these price comparison sites. There'll be an irate phone call on my/her behalf to accompany your email! If you haven't paid then do nothing Don't change the name. When the insurance runs out ensure you don't use them again. Definitely trying to shaft you over this. Link to comment
Pash Posted September 22, 2011 Share Posted September 22, 2011 I have never renewed my insurance with the same company. Stay with them for a year, cancel it and collect my 1 years no claims, then shop about for the cheapest. Link to comment
Nealey Posted September 22, 2011 Author Share Posted September 22, 2011 If you haven't paid then do nothing Don't change the name. When the insurance runs out ensure you don't use them again. Definitely trying to shaft you over this. I've a feeling she'll have done it to get it out of the road, soon find out I guess. Link to comment
Nealey Posted September 22, 2011 Author Share Posted September 22, 2011 If you haven't paid then do nothing Don't change the name. When the insurance runs out ensure you don't use them again. Definitely trying to shaft you over this. I've a feeling she'll have done it to get it out of the road, soon find out I guess. Link to comment
The Boofon Posted September 22, 2011 Share Posted September 22, 2011 I've a feeling she'll have done it to get it out of the road, soon find out I guess. In that case split up with her immediately. A scatter cash wife is the last thing you need. She should also be asking permission from her husband before making any sort of financial decision. Get her telt. Link to comment
Nealey Posted September 22, 2011 Author Share Posted September 22, 2011 In that case split up with her immediately. A scatter cash wife is the last thing you need. She should also be asking permission from her husband before making any sort of financial decision. Get her telt. It's her money, doesn't affect my wallet :thumbs: but I'll no doubt get it in the ear if the price stays as it is. Link to comment
The Boofon Posted September 22, 2011 Share Posted September 22, 2011 It's her money, doesn't affect my wallet :thumbs: but I'll no doubt get it in the ear if the price stays as it is. Ah the naivety of the just married man. Her money and your money instantly became her money when you said I do. You maybe don't think that to be true at the moment but it is. Link to comment
Dandyesque Posted September 23, 2011 Share Posted September 23, 2011 I know this to be true as my wife kept her maiden name as she's a teacher and kept the title Miss ****** (although she changed the Miss to Mrs) but on her banking details and passport and so on she's Mrs Boofon. Your wife's maiden name was "Fucker"? Just had my insurance put up Link to comment
The Boofon Posted September 23, 2011 Share Posted September 23, 2011 Your wife's maiden name was "Fucker"? Just had my insurance put up Link to comment
Dandyesque Posted September 23, 2011 Share Posted September 23, 2011 Avoid OneQuoteDirect. They have just quoted me in excess of ten grand for my new policy. Nine and a half grand more than KwikFit. Link to comment
Betty Swallicks Posted September 23, 2011 Share Posted September 23, 2011 Avoid OneQuoteDirect. They have just quoted me in excess of ten grand for my new policy. Nine and a half grand more than KwikFit. Fits the excess tho? Link to comment
The Boofon Posted September 23, 2011 Share Posted September 23, 2011 Avoid OneQuoteDirect. They have just quoted me in excess of ten grand for my new policy. Nine and a half grand more than KwikFit. If KwikFit are your cheapest option you've not done enough shopping around. Link to comment
Dandyesque Posted September 23, 2011 Share Posted September 23, 2011 If KwikFit are your cheapest option you've not did enough shopping around. Just did a meerkat search. KwikFit were second, SwiftCover the best - works out about Link to comment
The Boofon Posted September 23, 2011 Share Posted September 23, 2011 Just did a meerkat search. KwikFit were second, SwiftCover the best - works out about Link to comment
Dandyesque Posted September 23, 2011 Share Posted September 23, 2011 What were Elephant like? I've used them for about 5 years and every time I renew I do searches and they always come out cheapest. Great service as well. Don't think they came up that I noticed - I never looked at more than the top 3 - apart from the Link to comment
The Boofon Posted September 23, 2011 Share Posted September 23, 2011 Don't think they came up that I noticed - I never looked at more than the top 3 - apart from the Link to comment
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